Vern Heath: Employee Spotlight

Vern Heath Experienced Branch Manager & Senior Escrow Officer, Vern Heath has a demonstrated history of working in the real estate industry. Vern has has over 30 years of experience and is skilled in Luxury Goods, Apartments, Sales, Real Property, and New Home...

What Is Equity?

http://videotap.wistia.com/medias/n2iipahves?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current...

What Is “Prime”?

http://videotap.wistia.com/medias/ahw4mr0opa?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime”  - is the interest rate that banks charge each other for overnight loans. Some consumer...

What Are Discount Points?

http://videotap.wistia.com/medias/jgaslstky8?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest...