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Closing Costs Explained Visually

by www.premiertitlehawaii.com | Aug 22, 2020 | Title and Closing

Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly accumulate. Closing costs simply refer to the fees associated with various things...

Title Insurance Explained Visually

by www.premiertitlehawaii.com | Aug 22, 2020 | Title and Closing

What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement company handling the closing see to it...

Understanding Your Loan: Cash And Transaction Summaries

by www.premiertitlehawaii.com | Aug 22, 2020 | TRID

Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is “YES” notes for changed sections should be provided. The bottom line final “Cash to...

Understanding Your Loan: Closing Cost Details

by www.premiertitlehawaii.com | Aug 22, 2020 | TRID

Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan officers or other parties and Discount Points – prepaid interest. These figures should match...

Your Rights And Rules For Closing Disclosures

by www.premiertitlehawaii.com | Aug 22, 2020 | TRID

The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing – paper or digital. If the loan terms or costs change prior to consummation, your lender...
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